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Debt
Management Plans
Our debt management service offers free confidential advice to help you find a solution to your financial difficulties. We specialise in clearing our customers’ unsecured debts through affordable monthly payments.
We will allocate you a fully trained personal advisor. Their job is to talk through your current situation and devise a Debt Management Plan to help get you back on your feet. Usually all interest and charges will be frozen,
and typically the new payment amount under a debt management
plan is half the amount the client is currently paying,
but will depend on the individual circumstances.
We can help customers -
- Who have overstretched themselves with credit cards, loans or overdrafts.
- Whose monthly expenditure now exceeds their monthly income
- Who are using credit cards to pay off other debts or to pay for items they previously bought with cash
- Who have had a consolidation loan refused
- Whose circumstances have changed due to a divorce, separation, bereavement, loss of job or overtime
- Who feel like no one is listening
Bankruptcy help
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Debt
management Plans. Allow
you to make the repayments you can realistically afford once
essential living costs have been taken into account. Will depend
on the individual circumstances. |
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IVA's. Ideally
suited for unsecured debts over £15000. Potentially write
off a percentage of the overall debts Debt free within 3 – 60
months Safeguards house & car and avoid the consequences
of bankruptcy |
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Insolvency. Working
with a specialist in-house Insolvency Processing Team, headed
by one of the UK’s leading Insolvency Practitioners. |
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This service is not regulated by the Financial Services Authority