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John Roberts CeMAP
	Mortgages

	Buy to Let

	Re-mortgages

	Overseas Mortgages

	Holiday Homes

	Fly to Let

	Secured Loans / 2nd Mortgages

	Commercial Mortgages

Mortgage Life Insurance	Mortgage Payment Protection

Household Insurance	Estate Planning

Debt Management Planning	Business Insurance

IVA Debt Planning	Bankruptcy Planning

An additional fee may be payable for some of the above services

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--	Debt Consolidation
--	Reduce Outgoings
--	Reduce Risk
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--	Debt management Plans. Allow you to make the repayments you can realistically afford once essential living costs have been taken into account. Will depend on the individual circumstances.
--	IVA's. Ideally suited for unsecured debts over £15000. Potentially write off a percentage of the overall debts Debt free within 3 – 60 months Safeguards house & car and avoid the consequences of bankruptcy
--	Insolvency. Working with a specialist in-house Insolvency Processing Team, headed by one of the UK’s leading Insolvency Practitioners.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

John Roberts is an Appointed Representative of Heron Way Associates Ltd which is authorised and regulated by the Financial Services Authority for regulated mortgage and insurance business only. Heron Way Associates Ltd is entered on the FSA register http://www.fsa.gov.uk under reference 488288.
The Mortgage information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.